Credit Risk Manager

icon Malta
icon Banking & Finance
JOB DESCRIPTION

Ref#2981

 

An international financial institution is looking for a Credit Risk Manager to join their team in Malta. You will report directly to the Head of Credit and will be responsible for building credit risk strategies for a maturing credit card portfolio. You will also be tasked to developing an infrastructure of data, reporting & analytics, to underpin credit optimization & support product growth. The ideal person will have a minimum of 5 years’ experience within credit risk and, ideally, a bachelor’s or master’s degree in a quantitative/ numerical discipline. If you are looking for an international company with great career prospects, then we look forward to receiving your CV for this Malta based Credit Risk Manager role.
 
MAIN DUTIES AND RESPONSIBILITIES
  • Take ownership of credit risk strategies at both customer acquisition and customer management stages. Including cut-off setting, initial-line-assignment, affordability, authorisation & line management (increase/ decrease) programs.
  • Accountable for leading ad hoc and regular analytics on key risk indicators; tracking variance to plan and informing above noted strategy setting.
  • Develop an improved management information suite, covering risk appetite. With a dynamic capability to review live tests and interrogate trends.
  • Manage the credit risk messaging across the bank; opportunity to discuss on-going performance and propose value add strategies to bank committee(s).
  • Work closely with various bank teams, including Finance, Operations and Decision Science areas.
  • Generate enhanced documentation outlining credit risk processes, including consideration of (changing) regulatory standard.
  • Input into Collections & Recoveries, and Fraud strategies.
  • Facilitate growth plans by delivering effective & timely credit solutions, with consideration of continuous improvement and customer experience.
CANDIDATE PROFILE
  •  5+ years’ experience within credit risk
  • Bachelor’s or Master’s degree in a quantitative/ numerical discipline
  • Problem solving and analytical (including SAS/ SQL/ Python or similar experience)
  • Exceptional communication and organization skills
  • Ability to manage time and prioritize work
  • Pro-active outlook and desire to innovate
  • Experience with credit cards or other retail lending products.
COMPANY BENEFITS
  • An attractive salary
  • A varied and challenging role that keeps you engaged
  • Join a company delivering a great initiative for Malta!
Due to the high volume of applications we receive at GRS Recruitment, only shortlisted candidates will be responded to.
 
To apply for this position, please email your CV to Laura Constantinou, laura@grsrecruitment.com quoting the above job reference or call +356 2778 0664 for further information.

 

Job Summary
  • icon
    11 May 2022
  • icon
    Permanent
  • 2981
  • laura@grsrecruitment.com