A global financial institution, which is fully regulated by the MFSA is looking for a Junior Credit Risk Analyst to join their team in Malta. You will report to the Team Leader of the Credit Section, where you will review credit applications submitted by various Business Units within the Group. The ideal candidate will have a professional qualification in Banking and Finance or Accounting or related area and ideally be fluent in Greek. If you feel you have the necessary skills and experience for this role, then we look forward to receiving your CV for this Malta based Junior Credit Risk Analyst role.
MAIN DUTIES AND RESPONSIBILITIES
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Review Financial Statements and Quantitative and Qualitative information on prospective/actual clients submitted by Business Units within the Group
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Update the internal rating system (Moody’s Credit Lens) as to evaluate customer’s financial status
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Assist senior credit analysts in the preparation & completion of the final credit applications (with particular focus on financial and structuring credit reviews and write-ups) which are submitted to senior management and/or Credit Committee
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Review any transactions or amendments related to pre-approved transactions & other credit related requests
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Analyse and interpret credit bureau reports
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Monitor the credit portfolio in relation to account conduct & industry trend
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Use in-house and external rating agency credit rating tools and other economic indicators to supplement analysis
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Maintain compliance with the bank’s internal risk policies, guidelines, regulatory requirements and underlying procedures at all times
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Offer full support to credit risk section and risk management department (in general)
CANDIDATE PROFILE
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A professional qualification in one of the following areas: Banking and Finance or Accounting or related area
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Greek Language speaking, reading & writing proficiency considered an asset
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Prior experience in financial sector, lending, trade finance products, factoring & accounting considered an asset
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Computer literate and conversant in Microsoft Office suite
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Good interpersonal, communication skills in both written and spoken English
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Possess positive attitude, flexible, good team player with ability to work independently and to multi-task
COMPANY BENEFITS
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Study support scheme for continuous development
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Subsidised loans
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Subsidised mortgage scheme
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Flexible working
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Fitness allowance
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Childcare allowance
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Pension
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Health & Life insurance
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Dental insurance
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Personal accident insurance
Due to the high volume of applications we receive at GRS Recruitment, only shortlisted candidates will be responded to.
To apply for this position, please email your CV to
Laura Constantinou,
laura@grsrecruitment.com quoting the above job reference or call
+356 2778 0664 for further information.