On behalf of our client in Malta committed to maintaining the highest standards of integrity and compliance in the financial sector, GRS Recruitment are seeking a Transaction Monitoring & Financial Crime Officer. We are looking for an experienced, proactive professional to strengthen the Financial Crime/Transaction Monitoring capabilities with potential to expand responsibilities across the wider group. The role is critical in ensuring compliance with anti-money laundering (AML), counter-terrorism financing (CFT), fraud prevention and sanctions regulations. If you are passionate about compliance and have relevant experience in transaction monitoring, we encourage you to apply now and take the next step in your career with our client in Malta.
MAIN DUTIES AND RESPONSIBILTIES
- Design and implement a robust post-transaction monitoring system
- Enhance and optimise real-time monitoring controls and procedures, including Transaction Risk Assessment (TRA), screening rules, and alert thresholds
- Review and act on high-risk transactions, ensuring proper documentation and rationale
- Perform daily transaction monitoring to detect high risk, unusual or suspicious activity
- Conduct in-depth investigations into transaction alerts related to sanctions, fraud, money laundering or other financial crime risks, ensuing proper documentation
- Maintain up to date documentation for policies, procedures, rules and workflows
- Provide subject matter expertise and support to front-line staff and internal stakeholders
- Collaborate with other departments to prepare SARs, respond to RFIs, and regulatory enquiries
- Deliver training and awareness sessions to enhance understanding of AML/CFT obligations
- Prepare periodic reports and present findings to internal stakeholders
- Support the periodic review process by monitoring deadlines, reviewing client information, and co-ordinating required actions with relevant stakeholders
CANDIDATE PROFILE
- More than 3 years’ experience in AML/Transaction Monitoring or Financial Crime roles in banking or fintech
- Knowledge First degree in Banking, Finance, Law, Business Administration or related field
- Strong knowledge of AML (4th, 5th and 6th EU AML Directives) and sanctions regulations (EU, US, UN, UK), risk-based approaches and typologies
- Experience gained in international compliance operations would be advantageous
- A pro-active and meticulous approach to compliance
- Analytical mindset with excellent investigation skills and the ability to interpret complex data and identify risk patterns
- Written and presentation skills in English
- Excellent communication skills, with the ability to deal efficiently with different internal departments and external counterparts
- A good team player, capable of collaboration in a fast-paced environment, maintaining accuracy and quality to deadlines
- Ability to build relationships effectively, both in the immediate team and wider business
- Strong work ethic, integrity and trustworthiness
COMPANY BENEFITS
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Competitive salary package aligned with experience
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Opportunity to work within a reputable and growing organisation
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Flexible working arrangements
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Ongoing training and development opportunities
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Supportive team environment
Due to the high volume of applications, we receive at GRS Recruitment, only shortlisted candidates will be responded to.